MTD is no longer optional — and the thresholds are dropping. We make compliance simple, stress-free, and affordable for small businesses across the UK.
A specialist MTD service from AFM Accountants — trusted accountancy practice
Making Tax Digital (MTD) is HMRC's programme to move the UK tax system online. No more paper returns or end-of-year scrambles — income and expenses are recorded digitally throughout the year, with updates submitted directly to HMRC through approved software.
MTD for VAT has been mandatory since 2022. MTD for Income Tax (ITSA) is rolling out now — and it changes how often you file. Instead of one annual return, you'll submit quarterly updates, plus an end-of-period statement and final declaration each year. Miss a deadline or keep inadequate digital records, and HMRC's new points-based penalty system kicks in. MTD Live handles every aspect — from onboarding your software to filing your quarterly updates — so none of this lands on your desk.
MTD Rollout Timeline
MTD for ITSA — Self-employed & landlords earning over £50,000
MTD for ITSA — Extended to those earning over £30,000
MTD for ITSA — Extended to those earning over £20,000
From MTD compliance to full-service accountancy — we're your one-stop financial partner.
No need to change how you work. You carry on doing your books exactly as you always have — we take care of all the digital submissions and HMRC requirements in the background. Most of our clients never need to change a thing.
Hassle-Free MTDIf you'd like to move to cloud-based accounting, we can help you make that transition smoothly. We support a range of HMRC-recognised platforms — including Xero, QuickBooks, and FreeAgent — and we'll set everything up, migrate your data, and train you at your own pace.
Cloud AccountingFull setup and quarterly submission management. We handle your digital records, software onboarding, and every HMRC return — on time, every time.
Core MTDAlready mandatory for all VAT businesses. We manage your VAT records digitally, prepare and file your returns, and keep you compliant with HMRC's digital links rules.
VATClean, accurate bookkeeping using MTD-compatible software like Xero, QuickBooks, or FreeAgent. Monthly reconciliation, categorisation, and reporting included.
BookkeepingPersonal and business tax returns filed accurately and on time. We maximise your allowable deductions and ensure you never pay more than you owe.
TaxDedicated CIS support — contractor verification, monthly returns, subcontractor statements, and reclaims. We know the build sector inside out.
CISRTI-compliant payroll for any size team. Payslips, P60s, auto-enrolment pension management, and PAYE submissions — all handled for you each month.
PayrollYear-end accounts and CT600 returns for limited companies, filed at Companies House and HMRC. Clear management accounts throughout the year.
Ltd CompaniesMTD will affect landlords significantly. We manage your rental income records, allowable expenses, and quarterly updates ready for the MTD ITSA mandate.
PropertyStarting a new business? We'll handle company formation, HMRC registration, VAT and payroll set-up, and make sure you're MTD-compliant from day one. Get it right from the start and avoid costly mistakes down the line.
Start-UpsAFM Accountants brings 30 years in accounting and two decades as a Finance Director to every client. We understand business from the inside — not just the numbers, but the real pressures behind them.
No surprises, ever. Choose monthly or annual fixed fees — whichever suits your cash flow and preference. You'll always know exactly what you're paying before we start.
You won't get passed around a call centre or dealt with by someone who doesn't know your file. We're a small, hands-on practice — which means you always speak to someone who actually knows your business.
You don't need to change your systems or learn new software. We work with how you already operate and handle all the digital compliance in the background — simple as that.
MTD Live — a specialist service by
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MTD Live is new — AFM Accountants isn't. Here's what long-standing clients say about the practice behind this service. MTD-specific stories coming from August 2026.
"AFM have handled our accounts for years and I wouldn't go anywhere else. When they told us MTD was coming and they'd handle everything, I didn't think twice. That's exactly what you want from an accountant — someone you already trust taking the stress away."
"I've been with AFM for a long time and the service has always been personal and straightforward. No jargon, no surprises on the bill. Knowing they're taking care of the MTD side too means one less thing to worry about as a landlord."
"What I value most is that they understand how a small business actually works. They're not just accountants — they think commercially. I've trusted AFM with my tax and payroll for years and that trust doesn't change with MTD."
MTD Live launches ahead of the August 2026 HMRC deadline. MTD-specific client stories will be added from that date.
Every client gets a clear, fixed fee based on exactly what they need — payable monthly or annually, whichever works best for you. Get in touch and we'll give you a tailored quote, usually within one working day.